Bankruptcy:    Chapter 7,     Chapter 13 (Bill Consolidation),    Chapter 11 

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We offer a free initial consultation to all. Kindly call during regular business hours for your free initial consultation.

We offer a 30 minute free consultation for anyone. We will explain the various chapters,as well as your need for credit counseling prior to filing bankruptcy.

We will need preliminary proof that you are below the median income: for example, the last year's tax return and at least one typical paycheck stub from each income earner living in the house. For self-employed individuals and individuals on commission only, we need at least your most recent years tax return and profit and loss statements.

If you are below or above the Median Income, we still offer a free consultation for 30 minutes. Our toll free phone number is: 800-445-1442.