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federal bankruptcy law requires credit counseling and a printed certificate showing completion prior to filing with the Bankruptcy Court. Our office has two computer terminals available so you can obtain this counseling on-line at cost. Our office is not affiliated with any counseling agency.   We do not charge or accept a fee for the on-line counseling. The credit counseling agencies will need a fee.

You need not attend our office to complete your counseling.  The computer terminals are merely here at our office for your convenience at no charge to you.  Again, you will have to pay the cost to the credit counseling agency which you select.  Included among the approved credit counseling agencies are the following:


Our office recommends the Institute for Financial Literacy, Inc. for your pre-filing credit counseling needs:
Institute for Financial Literacy, Inc.
449 Forest Avenue
Suite 12
Portland, ME 04101
866-662-4932
http://www.financiallit.org
Telephonic & Internet

Our office recommends InChargeŽ Institute of America, Inc. for your post-filing debtor education needs:
InChargeŽ Institute of America, Inc.
2101 Park Center Drive,
Suite 300
Orlando, Florida 32835
Phone: 407-291-7770
http://www.incharge.org/

For other approved credit counseling agencies see: